For every transaction done via State Bank of India (SBI), IRCTC, subsidiary of Indian Raiwlays, charges Rs. 10, besides the applicable tax.
IRCTC Bank Transaction Charges: For Paytm wallet transactions, IRCTC charges 1.80% + applicable tax.
The Indian Railway Catering And Tourism Corporation (IRCTC) oversees catering, tourism and online ticketing operations of the Indian Railways. Every time you book tickets via IRCTC, a nominal rate is charged for payments via net banking, credit/debit cards, e-wallets etc. For example, for every transaction done via State Bank of India (SBI), Punjab National Bank (PNB) Andhra Bank, and Federal Bank, among others, IRCTC charges Rs. 10 plus the applicable tax. For transactions made through digital wallet Paytm, IRCTC charges 1.80 per cent plus applicable tax, the ticketing arm of Indian Railways said on its website – irctc.co.in.
Given below is the list of bank transaction charges of IRCTC:
Net banking:
| State Bank of India | Rs. 10/- per transaction + Applicable Taxes |
| State Bank of India and Associates | Rs. 10/- per transaction |
| Federal Bank | Rs.10/- + Applicable Taxes |
| Indian Bank | Rs. 10/- per transaction |
| Union Bank of India | Rs. 10/- per transaction |
| Andhra Bank | Rs.10/- + Applicable Taxes |
| Punjab National Bank | Rs. 10/- per transaction |
| Allahabad Bank | Rs.10/- + Applicable Taxes |
| Allahabad Bank | Rs.10/- + Applicable Taxes |
| Vijaya Bank | Rs.10/- + Applicable Taxes |
| AXIS Bank | Rs.10/- + Applicable Taxes |
| HDFC Bank | Rs.10/- + Applicable Taxes |
| Bank of Baroda | Rs. 10/- per transaction + Applicable Taxes |
| Karnataka Bank | Rs. 10/- per transaction |
| Oriental Bank of Commerce | Rs.10/- + Applicable Taxes |
| Karur Vysya Bank | Transaction Charges NIL |
| Kotak Mahindra Bank | Rs.10/- + Applicable Taxes |
| ING Vysya Bank (now Kotak) | Rs.10/- + Applicable Taxes |
| ICICI Bank | Rs.10/- + Applicable Taxes |
| IndusInd Bank | Transaction Charges NIL |
| IMPS | Rs. 5 for TXN Amt upto Rs. 5000/- and Rs. 10 for above. |
| Central Bank of India | Rs. 10/- + Applicable Taxes |
| Bank of India | Rs. 10/- per transaction |
| Bank of Maharashatra | Transaction Charges NIL |
| IDBI Bank | Transaction Charges NIL |
| Corporation Bank | Rs. 10/- per transaction |
| Yes Bank | Rs. 5/- per transaction + Applicable Taxes |
| Nepal SBI Bank Ltd. | NPR 19/- per transaction + Exchange Commision + Applicable Taxes |
| South Indian Bank | Transaction Charges NIL |
| Canara Bank | Rs. 10/- per transaction + Applicable Taxes |
| City Union Bank | Nil |
| Airtel Payments Bank | Rs.10/- + Applicable Taxes |
