IRCTC Online Transactions


For every transaction done via State Bank of India (SBI), IRCTC, subsidiary of Indian Raiwlays, charges Rs. 10, besides the applicable tax.

IRCTC Bank Transaction Charges: For Paytm wallet transactions, IRCTC charges 1.80% + applicable tax.
The Indian Railway Catering And Tourism Corporation  (IRCTC) oversees catering, tourism and online ticketing operations of the Indian Railways. Every time you book tickets via IRCTC, a nominal rate is charged for payments via net banking, credit/debit cards, e-wallets etc. For example, for every transaction done via State Bank of India (SBI), Punjab National Bank (PNB) Andhra Bank, and Federal Bank, among others, IRCTC charges Rs. 10 plus the applicable tax. For transactions made through digital wallet Paytm, IRCTC charges 1.80 per cent plus applicable tax, the ticketing arm of Indian Railways said on its website –

Given below is the list of bank transaction charges of IRCTC:

Net banking:

State Bank of IndiaRs. 10/- per transaction + Applicable Taxes
State Bank of India and AssociatesRs. 10/- per transaction
Federal BankRs.10/- + Applicable Taxes
Indian BankRs. 10/- per transaction
Union Bank of IndiaRs. 10/- per transaction
Andhra BankRs.10/- + Applicable Taxes
Punjab National BankRs. 10/- per transaction
Allahabad BankRs.10/- + Applicable Taxes
Allahabad BankRs.10/- + Applicable Taxes
Vijaya BankRs.10/- + Applicable Taxes
AXIS BankRs.10/- + Applicable Taxes
HDFC BankRs.10/- + Applicable Taxes
Bank of BarodaRs. 10/- per transaction + Applicable Taxes
Karnataka BankRs. 10/- per transaction
Oriental Bank of CommerceRs.10/- + Applicable Taxes
Karur Vysya BankTransaction Charges NIL
Kotak Mahindra BankRs.10/- + Applicable Taxes
ING Vysya Bank (now Kotak)Rs.10/- + Applicable Taxes
ICICI BankRs.10/- + Applicable Taxes
IndusInd BankTransaction Charges NIL
IMPSRs. 5 for TXN Amt upto Rs. 5000/- and Rs. 10 for above.
Central Bank of IndiaRs. 10/- + Applicable Taxes
Bank of IndiaRs. 10/- per transaction

Bank of MaharashatraTransaction Charges NIL
IDBI BankTransaction Charges NIL
Corporation BankRs. 10/- per transaction
Yes BankRs. 5/- per transaction + Applicable Taxes
Nepal SBI Bank Ltd.NPR 19/- per transaction + Exchange Commision + Applicable Taxes
South Indian BankTransaction Charges NIL
Canara BankRs. 10/- per transaction + Applicable Taxes
City Union BankNil
Airtel Payments BankRs.10/- + Applicable Taxes


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