How To Claim Employees’ Provident Fund (EPF) Money Online: 5 Points

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How To Claim Employees’ Provident Fund (EPF) Money Online: 5 PointsEmployees’ Provident Fund (EPF) is deducted every month from a salaried person’s monthly income. EPF is a mandatory contribution from the salary of an individual that every company that has more than 20 employees has to deduct. The Employees’ Provident Fund Organisation (EPFO) monitors and takes care of EPF contributions, which are shared equally between employees and employer. If you have shifted from one company to another, you need to file a transfer claim for EPF money. This claim can be filed online via EPFO’s website, epfindia.gov.in.

Here are five things you need to know about transfer of EPF claims online:

1) The EPFO member is required to be registered on member portal to file the transfer claim online. The detailed process flow for the registration is available at the link available on the homepage of EPFO website www.epfindia.gov.in. This can be accessed through the link – For Employees > Online Transfer Claim Portal (OTCP) > Detailed Instructions > Process flow for registration on Member Portal or at the URL http://memberclaims.epfoservices.in .

2) The following are the pre-requisites to file the EPF transfer claim online:
(a) Both previous and present member IDs (P.F. Account No.) should be available in EPFO database.
(b) The employer should have registered the digital signature certificate of his authorized signatories with EPFO.

3) EPFO member can check the eligibility to file the transfer claim online at the link available on the homepage of EPFO website www.epfindia.gov.in. This can be accessed through the link – For Employees > Online Transfer Claim Portal (OTCP) > Check eligibility to file Online Transfer Claim or at the URL http://memberclaims.epfoservices.in.

4) In case both of your employers – previous and present – have registered digital signatures on the Online Transfer Claim Portal (OTCP) portal of EPFO, you can submit your claim to either of the employers for attestation. If the member details pertaining to previous employment are completely available in EPFO database, you can submit the claim through either of the employers EPF members can file online claim only through his previous employer if only his previous employer has registered digital signatures on the Online Transfer Claim Portal (OTCP) portal of EPFO.

5) The EPF member is required to take a printout of the claim submitted online and give it to the employer after signing it.

You can also check EPF claim status via Umang app.

An employee contributes 12 per cent of his salary towards EPF while an employer pays 12 per cent, out of which 8.33 per cent is invested in Employee’s Pension Scheme (EPS) while the balance 3.67 per cent is invested in EPF. EPS is also run by the EPFO. In fact, in case your provident fund or PF is not deposited during one of the months, EPFO will inform you about it.

13 COMMENTS

  1. I had a query.

    What options does an employee have when the employer does not deposit the PF Money deducted from the employee salary for almost year.
    Can the employee take any legal action against the employer and what are the compensation that an employee could receive.

  2. I am a employee of private institution serving more than 700 employees, but there is no epf dedication made, my basic salary band is 15600-39100 with 6600 gp, kindly clear would i able to avail epf facility, i am working last 4 years in the establishment.

  3. Currently I’m working in Lovi mehrotra associates (CA Firm) and we have more than 20 employees in our firm but we didn’t get Provident Fund facility.

  4. Hi, I have applied for EPF & Pension withdrawl after 7.5 years of continuous service. Out of this 7.5 years, 4.5 years were served in different company where my PF was managed by EPF. Later in my 2nd company they have their own PF trust & Ii transferred PF & Pension from earlier company. After almost 1 & half months of application i got pension amount, but PF is still pending. I haven’t got the pension slip as yet, but definitely the amount seems to be less
    My queries are –
    1) Will there be any TDS on my PF (Total balance is more than 10 Lacs)
    2) Pension will there be any TDS on pension
    Thanks,
    Kaustubh

  5. If we shift from company having more than 20 employees to a company having less than 20 employees and that new company is not willing to enroll in EPFO. What needs to be done? and what about interest on PF accumulated?

  6. This is acommon problem for a class of employees.
    I joined aLIC superannuation scheme. The rules were 5 years service and minimum 48 years of age for the pension to be of use.
    Unfortunately I left after 8 years of service and at the age of 44.
    Now I am a senior citizen.
    Can i avail of the superannuation?
    Thanks.

  7. If we shift from company having more than 20 employees to a company having less than 20 employees and that new company is not willing to enroll in EPFO. What needs to be done? and what about interest on PF accumulated?

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