Best Money Saving Tips For Families
Today, we will look at some of the Smart ways of getting the most on a very limited budget.
Make a list of things
First and foremost make an exhaustive list of things that you plan to do. Include the names of people you want to gift, the extra groceries needed for making Christmas sweets, the list of decoration items and the other things that you want to do.
Categorise and prioritize this list with the appropriate budget allocation. This detailed list will give you an exact idea of the total budget needed for Christmas. If the shopping list exceeds the tentative budget amount, then you need to cut down your expenses. Buy only things that you can afford.
Calculate your budget with the help of a Budget Planner, in order to spend wisely. Also, it is good to start saving early for Christmas, as the expenses would be more than your regular monthly expenses. Give gifts only to people whom you really want to give rather than as an obligation.
Remember not to cut down on charitable giving, as giving to the poor and needy is the very essence of Christmas.
Make an analysis of different discount coupons and online sales
Many online sites provide good deals for Christmas. There are many discount and coupon sites which offer discount codes, which can be easily used. Depending upon your need, you can easily shortlist a few of them and look for good offers. Buy only those things which are in your list. Avoid buying un-necessary extra things, even if there are good offers on the same.
Many online shopping sites offer free packing and delivery. You can choose an item and get it directly delivered to a required address. This is a great benefit and it needs to be taken advantage of, but ensure that you do it well in advance. Some of the best online shopping sites to save money are Flipkart, Amazon, and Snapdeal.
Avoid branded items as they will cost you more, instead go for things which look good and taste better. This will reduce your expenses drastically. For e.g. Perfumes.
Avoid giving Gift Cards as they have an expiry date and people forget to use them.